4 days on market
$39,000
For Sale

1052 Rat Bay Road, Unit #107-3

Lake of Bays

2 Bed|2 Bath|Yes|4 days on market

$39,000

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Home Details

Maintenance
$5127 / month
Total Parking Spots
4
Garage Spaces
2
Furnished
No
Move-in Date
Immediate
Hydro Included
No
Heating
Baseboard
Water Included
No
Family Room
Yes
Basement
None
Fireplace
Y
Air Conditioning
Wall Unit(s)
Central Vaccum
No
Laundry Access
Inside
Exterior
Wood
Zoning
Waterfront Resort Comm'l with exception
Property Type
Residential Condo & Other
Status
New
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Listing Description

Blue Water Acres fractional ownership resort has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. 107 Algonquin is a 2 bedroom cottage located close to the indoor swimming pool and games room. The Muskoka Room in 107 Algonquin is fully insulated for year-round comfort. This is NOT a timeshare but some might think it's similar. You would actually own a 1/10th share of the cottage that you buy. Ownership also includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for only five weeks per year: one core summer week plus 4 more floating weeks in the other seasons. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. Check-in is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER for 107 Algonquin cottage in 2026 is $5127 + HST. Core week 3 for this cottage starts on July 10, 2026 and the remaining weeks for 2026 start (or started) on January 9, March 20, April 17, September 4/2026. There is a laundry in the Algonquin cottage. There is no HST on resales. All cottages are PET-FREE and Smoke-free. Please note that interior photos are of a similar unit (all Algonquins have the same floor plan)

Building Amenities

Beach
Waterfront

Mortgage Calculator

Your estimated monthly payment for 1052 Rat Bay Road107-3 is 5,319

Price

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Rate

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Ammortization

Down Payment

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Total Mortgage


Purchase Price$39,000
Down Payment$7,800
Mortgage Insurance$0
Total Mortgage$31,200

Monthly Payment


Mortgage Payment$192
Property Taxes$0
Maintenance Fees$5,127
Monthly Payment$5,319
$5,319
monthly

About 1052 Rat Bay Road, Unit #107-3, Lake of Bays

Located at 1052 Rat Bay Road Unit #107-3, this Lake of Bays condo is available for sale. This property was listed for $39,000 on Fri Feb 27 2026. It has 2 bedrooms and 2 bathrooms. Monthly maintenance is $5,127 per month . The property's amenities include Beach, Waterfront. The property includes the following rooms: . This property comes with 4 parking spots.


MLS#: undefined · $39,000 · 2 bedroom condo in Lake of Bays