5 days on market
Virtual Tour360°
$639,900
For Sale

631 Elm Street

St. Thomas

5 Bed|2 Bath|Yes|5 days on market

$639,900

Buy with Dwelly and Save

Or call Dwelly at: (647) 797-1133

Home Details

Taxes
$306 / month
Total Parking Spots
4
Garage Spaces
4
Furnished
No
Move-in Date
Flexible
Hydro Included
No
Heating
Forced Air
Water Included
No
Family Room
Yes
Basement
Full
Fireplace
N
Air Conditioning
Central Air
Central Vaccum
No
Exterior
Brick
Sewer
Sewer
Property Type
Residential Freehold
Status
New
Give Money

Buy with Dwelly and save

Refunds vary by sale price, market and are subject to a minimum commission. Please get in touch and read the Refund Terms and Conditions to learn more.

Listing Description

Welcome to 631 Elm Street, located on the desirable south side of St. Thomas. This spacious ranch-style home offers 5 bedrooms (3 on the main level and 2 on the lower level) and 2 full bathrooms, delivering versatile living space ideal for families or multi-generational living. The bright open-concept main floor features a welcoming living room that flows seamlessly into the spacious kitchen, complete with an eat-at island, two built-in ovens, electric cooktop, dishwasher, double sink, updated backsplash, and abundant counter and cabinet space. A patio door off the kitchen provides direct access to the fully fenced backyard, creating easy indoor-outdoor living for everyday enjoyment and entertaining. An updated 5-piece bathroom serves the main level. Just a few steps down from the living area is a generous flex space currently arranged as a front foyer and spacious dining room, offering double door access to the driveway as well as direct access to the backyard - a functional layout that suits family gatherings and busy households alike. The fully finished lower level expands the living space with two additional spacious bedrooms, including one with an updated 4-piece ensuite, a large family room with room for a media area, playroom, or home gym, plus a laundry/storage room and cold cellar. The backyard is designed for relaxation and entertaining, featuring a deck with a pergola, space for outdoor dining and bbq areas, a hot tub (negotiable) a fire pit, garden shed, green space, and an in-ground pool! Notable updates include furnace (2023), attic insulation (2024), and roof shingles (2015). Conveniently located close to everyday amenities and schools, including Mitchell Hepburn Public School, this spacious property offers a fantastic opportunity to settle into a well-established neighbourhood and make it your next home.

Mortgage Calculator

Your estimated monthly payment for 631 Elm Street is 3,460

Price

$

Rate

%

Ammortization

Down Payment

$

Total Mortgage


Purchase Price$639,900
Down Payment$127,980
Mortgage Insurance$0
Total Mortgage$511,920

Monthly Payment


Mortgage Payment$3,155
Property Taxes$306
Maintenance Fees$0
Monthly Payment$3,460
$3,460
monthly

About 631 Elm Street, St. Thomas

Located at 631 Elm Street , this St. Thomas house is available for sale. This property was listed for $639,900 on Thu Feb 26 2026. It has 5 bedrooms and 2 bathrooms. The property's amenities include Place Of Worship, School, Fenced Yard, Park. The property includes the following rooms: . This property comes with 4 parking spots.


MLS#: undefined · $639,900 · 5 bedroom house in St. Thomas